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純網路銀行一切服務都透過網路完成，可以節省掉實體銀行的店租、ATM 、行員、水電費、維護費之類的成本，進而提供更優惠的存款及貸款利率,促進金融產業邁向4.0

隨著時代的變遷，國人健康意識高漲，農業也漸漸轉型。雲林縣是全臺農業大縣，位於縣內的華興有機農場是一座以種植葉菜為主的有機農場，由西螺第74班產銷班組成。華興有機農場班長廖瑞生提到，剛開始種植有機蔬菜時，經營很困難，加上有機蔬菜推行不易，讓一開始做有機農業的他們備受打擊。

傳統農業經常使用化學肥料、除草劑、除蟲劑等，對土地造成極大傷害，環保風潮興起後，許多人改採有機農業的模式種植作物，華興有機農場老闆廖瑞生表示，一開始經營十分不容易，因為有機蔬菜外觀較醜，葉菜都會有蟲蛀，甚至採摘時只剩根、莖，所以時常遭到退貨。

廖班長強調，農民種植的有機農產品不使用化學肥料，配合政府規定，通過381項農藥殘留檢測，可以作為營養午餐食材，提供學生最營養、最健康的飲食。他也期望更多人接受有機蔬菜，因為透過有機農業，能夠讓農業更進步，歸還大地一片淨土

With the changes of the times, people's health awareness is rising, and agriculture is gradually transforming. Yunlin County is a major agricultural county in Taiwan. Huaxing Organic Farm located in the county is an organic farm mainly planting leafy vegetables. It consists of the 74th production and sales team of Xiluo. Liao Ruisheng, the monitor of Huaxing Organic Farm, mentioned that when they first started to grow organic vegetables, it was very difficult to operate, and the implementation of organic vegetables was not easy.

Traditional agriculture often uses chemical fertilizers, herbicides, insecticides, etc., which cause great damage to the land. After the rise of environmental protection, many people switched to organic agriculture to grow crops. Liao Ruisheng, the owner of Huaxing Organic Farm, said that the operation was very difficult at the beginning. Easy, because organic vegetables are ugly in appearance, leafy vegetables will be worm-eaten, and even only roots and stems are left when they are picked, so they are often returned.

Squad Leader Liao emphasized that the organic agricultural products grown by farmers do not use chemical fertilizers, and in accordance with government regulations, they have passed 381 pesticide residue tests and can be used as nutritious lunch ingredients to provide students with the most nutritious and healthy diet. He also hopes that more people will accept organic vegetables, because through organic agriculture, agriculture can be made more advanced and a piece of pure land can be returned to the earth

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將農業廢料變養分 首創永續種菇

幾經尋覓，他們找到一處舊菇場，落腳於空氣清新、水質潔淨的平溪山區，溼度夠、負離子高，是菇類喜歡的環境。地點確定後，他們想從養菌、製作菇包、菇種的品種與季節輪替到出貨都自己包辦，並挑戰研發「不用新資源、能循環利用」的菇包。

他們不斷自行嘗試，並得到農業試驗所助理研究員李瑋崧的技術輔導，最後找到在台灣供應充足且種植過程友善的原料——彰化的有機稻稈、南投的未加工桂竹屑，以及有雨林聯盟認證（RAC）、好咖啡認證（UTZ）的咖啡渣製作成「大樹包」，最終將整套流程都確立後，台灣第一座以農業廢棄物創造友善循環的菇場「米大菇食」，就這麼誕生了

Turn agricultural waste into nutrients, the first sustainable mushroom cultivation

After several searches, they found an old mushroom farm, located in the Pingxi Mountains with fresh air and clean water, with sufficient humidity and high negative ions, which is an environment that mushrooms like. After the location is determined, they want to arrange everything from growing mushrooms, making mushroom buns, rotating mushroom species and seasons to shipping, and challenge to develop mushroom buns that "do not require new resources and can be recycled."

They kept trying on their own, and received technical guidance from Li Weisong, an assistant researcher at the Agricultural Research Institute, and finally found raw materials that are abundant in Taiwan and are grown in a friendly way—organic rice straw from Changhua, unprocessed osmanthus bamboo chips from Nantou, and certified by the Rainforest Alliance ( RAC) and Good Coffee Certified (UTZ) coffee grounds are made into "big tree buns". After the whole process is finally established, Taiwan's first mushroom farm "Rice and Big Mushroom Food" that uses agricultural waste to create a friendly cycle. born

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